Scraping Sound
The key factor in this analysis is that you hear the scraping sound only when stopping. This tells us it is most like being caused by some part of the deceleration process. It could technically be something in your transmission, but it is much more likely to be a problem with your brakes.
There are two basic types of brake systems – disc and drum. A disc system has two pads on either side of a rotating rotor. When you go to stop, the discs squeeze the rotor to slow the wheels. The drum system works a bit differently. It is similar to the head of a drum. If you took that head and held it sideways, the stopping mechanism would be found on the inside of the edges much like where your fingers go when holding a Frisbee. When you press the brakes, these mechanisms push out against the inside of the edge. The friction causes the wheel to slow and stop.
Most modern cars have one or another form of disc brakes. They work well, but the friction and heat created in the stopping process leads to the wearing of the pads. When the pads wear excessively, a metal warning flat spot will be exposed. When you apply the brakes, it hits the rotor and makes what could be called a scraping sound by many people.
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